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  • Call for papers to the special Issue: Challenges, Opportunities and Levers in Digital Finance

    2023-11-06

    Individuals, companies, institutions: providers and users of financial instruments and services are increasingly turning to digital technology. The trend towards dematerialization and technological integration within financial systems (banks, markets, etc.) is not new, dating back to the 70s with the introduction of super calculators and early computers in investment firms. However, it has taken a new turn over the past decade, with the Fintech revolution and innovation in artificial intelligence (Gomber et al., 2018). More recently, the infusion of digital technology into consumer behavior and corporate finance practices has become particularly pronounced since the health crisis (Feyen et al., 2021).
    The growing trend towards an all-digital world can be observed both at the level of infrastructure supporting interactions, and at the level of purely individual use. On the one hand, operational systems  transactional processing systems (TPS)  are helping to decentralize transactions at the market level (Gudgeon et al. 2020). On the other hand, the use of decision support systems (DSS) by professionals, individuals or organizations is a constant aid  if not a substitute  for strategic investment and financial decisions (Gottschlich & Hinz, 2014). The applications and relationships resulting from these information systems have a profound impact on financial practices, institutions and markets.
    Challenges of the special issue
    Today, these transformations are at the heart of the debate between regulators, consultancies and academics, both in terms of support and of timing (see Currie, W. L., & Seddon, J. J. (2022)., Xu & Bao (2023), ESMA "Call for Evidence on Digital Finance 2022" OECD "Business and Finance Outlook 2021: AI in Business and Finance"). Regulators are faced with a paradigmatic debate that goes far beyond a simple choice of legal position. The evolution of the rules governing our financial systems is now a transdisciplinary process, linked to the very conception of algorithms and artificial intelligence. What role should regulations and incentives play in ensuring the ethical and value-creating use of information systems? Effective regulations (covering all areas of RegTech and decentralized finance  data analytics, reporting, Know Your Customer, compliance and identity management) could be developed by incorporating the knowledge and experience of all the stakeholders, based on their backgrounds and uses, into a unified conceptual framework (Gudgeon et al. 2020, Werner et al., 2021). For augmented, equitable and sustainable finance.
    Thus, this special issue aims to bring together ideas and develop contributions on the production and use of information systems within financial services (Gomber et al. 2018, Gomber et al. 2017, Haried et al. 2021, Hendershott et al. 2021). In particular, certain themes at the heart of Information Systems Management (ISM), such as regulation, ethics and accountability, the digitization of customer relations, cybersecurity risks, and the strategic scope and governance of technology, are still not sufficiently addressed, and need to stimulate a discussion that can no longer be exclusively financial. The conceptual framework and state of the art must be based on methods, language and key articles in the field of information systems. Research may focus on the banking environment, financial markets, individual savings, payment methods or corporate financing practices. In addition to empirical research, whether quantitative (simulations, data analysis, etc.), qualitative (case studies, field surveys, design science, etc.) or mixed, this special issue could include theoretical or conceptual articles to help structure the topic.

    Call for paper Special Issue Digital Finance

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